The Mitchell Insurance Agency has been helping the local community by protecting what everyone holds close to their hearts; their family. We understand that your personal insurance needs are important to you. We offer affordable home, auto, life and many other insurance policies for all your insurance needs.

Rather than purchasing insurance online and not sure what you are getting, our staff offers professional service and advice to ensure you have the protection you need. Give one of our professional, licensed agents a call today for a free, no obligation quote 973-383-5800.

Auto Insurance

iStock_000042657438Large_RGBFor most of us, our car is one of the largest investments we make, and to experience a loss of your vehicle can be financially crippling. That’s why The Mitchell Insurance Agency offers a variety of coverage packages to suit any vehicle. Auto insurance can cover more then just repairs of your vehicle and depending on the coverage you choose, your insurance can:

  • Cover medical expenses associated with an accident- Personal Injury Protection
  • Pay for losses caused by underinsured or uninsured drivers
  • Bodily Injury to others
  • Damage to someone else’s property
  • Pay for legal representation in the case of a lawsuit
  • Pay for  rental car or towing if your car is in an accident

Boat Insurance

In this particular insurance the term “boat” encompasses all motorized watercrafts including, fishing boats, pontoon boats, speedboats, houseboats, jet skis, canoes, kayaks, paddle boats and more.

Boat insurance was established to help cover you in the event of a total loss or vandalism to help replace and repair your boat. With this coverage you can feel protected to set sail. Call us today for a quote on your boat.

Builders Risk Insurance

iStock_000000444509Large_Retouched_RGBBuilders Risk Insurance is coverage that will protect a person or contractor who has vested interest in a project or home during the construction or renovation phase.  The Mitchell Insurance Agency team has polices that will cover the following:

  • Materials
  • Fixtures or equipment used in the construction
  • Liability

Collector Vehicle Insurance

Whether it is a single car or a prized collection, The Mitchell Insurance Agency has your vehicle covered. We have many insurance carriers that specialize in collector vehicle coverage to ensure your car is protected. Coverage includes, but is not limited to:

  • Agreed Value
  • Unlimited miles
  • Roadside Assistance Programs
  • Broad deductible options
  • Broad eligibility- antiques, exotics, motorcycles, fire engines

Flood Insurance

shutterstock_99706355With the natural disasters we have encountered, flood insurance has been the topic of conversation over the past few years. At The Mitchell Insurance Agency, we have professional agents that can provide advice on exactly what coverage you need in the event we experience another devastation.  Our team will be able to tell if you are in a flood zone, and provide quotes to ensure your possessions are covered in the event of a loss.

Home Insurance

Your house is more than just four walls and a roof; it is a symbol of your security and prosperity. Inside those walls are possessions and valuables that make your house a home, and those items need protecting as well.


Homeowners insurance does not apply to only those who own a single family house. If you own a condominium, have a combination dwelling, rent an apartment or second home, you can buy insurance specifically designed for your personal needs.

Our team at The Mitchell Insurance Agency will be sure to ask if you need coverage such as the following:

  • Building Code Upgrade
  • Replacement cost on contents
  • Personal Property such as jewelry & fine arts that will need to be scheduled
  • Water Backup Coverage
  • Flood

Individual Health Insurance

AZS-14Individual health insurance is a private policy purchased by an individual for themselves and/or family who are unable to obtain insurance through an employer, the government, etc.

  • These plans range from basic “catastrophic” coverage to plans with low deductibles and low copays.
  • The Affordable Care Act has implemented significant changes on the individual market within the past few years, making it much more difficult to obtain one of these plans.

The Mitchell Agency can walk you through the process and help you find out if you are eligible for one of these plans and assist you in choosing the right plan to fit your needs.

Please click here to generate a quote for Dental insurance:



Individual Life Insurance


The uncertainty of life can create obstacles which can devastate a family. Of all the insurance products that The Mitchell Agency offers, life insurance may be the most important.

Having a proper life insurance policy in place is vital for your loved ones. Life insurance can help to provide a sense of security should your family experience an untimely death.

Other items that life insurance can help to protect include present and future family obligations, mortgage payments, college tuition, income replacement and even funeral expenses. All of these can be addressed with a proper life insurance policy in place.

Motorcycle Insurance

Motorcycles have become an increasingly popular vehicle of choice over the past few years, making the need for motorcycle insurance in high demand. According to the National Safety Council, motorcycles account for 11% of all motor vehicle accidents in the United States, making this coverage essential for not only your bike, but also for you. The Mitchell Insurance Agency will find you a beneficial policy which will provide you protection in the event of an accident, vandalism or injury.

Motor Home & RV Insurance

Motor home and Recreational vehicles have become increasingly more popular. The Mitchell Insurance Agency has a range of companies that have programs specific for your motor home or recreational vehicle. Our team will work with you to obtain a policy that includes the following:

  • Coverage for your travel needs with the vehicle.
  • Coverage for property in the vehicle during your travels.
  • Uninsured/Under insured motorist coverage
  • Liability Coverage

Renters Insurance

Renters Insurance will provide you with liability insurance and personal property (contents) coverage for your rental property.  Many people do not realize the low cost and importance of this coverage.

  • This coverage can help protect your personal property in the event of a fire
  • Personal Liability will cover you if a guest is injured in your home, or if you accidentally injure someone or damage property away from your home.


Personal Umbrella policies offer additional protection above and beyond your standard homeowners and auto policy limits. This coverage will help eliminate any gaps in your liability coverage. With personal umbrella coverage from The Mitchell Insurance Agency, you are safeguarding your possessions, your savings and your future earnings.

Our agency highly recommends that you consider purchasing this coverage.