Myth: You Don’t Need Business Auto Insurance Because You Drive Your Personal Car

October 5, 2016

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Many personal auto insurance policies exclude coverage for commercial (a.k.a. business) use. That means if you get into an accident while running to an office supply store or the airport for your business, you might run into difficulties with your insurance provider. The insurance needs for your car will depend on how it is primarily used. In other words, if you use it most often for business purposes (but sometimes for personal uses), it will likely require commercial coverage. If you…… Read More >

Businesses: Be Wary of Insider Crime and Identity Theft

July 6, 2016

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Insider Crime – Many businesses put a great deal of effort into protecting their property from theft by outsiders but neglect to put an equal effort into preventing insider theft. Employers should not underestimate the risk of trusted employees stealing from the company. Loss control experts at the Association of Certified Fraud Examiners (ACFE) encourage employers to adopt two strategies to prevent internal theft: increase the perceived probability of discovery and decrease the probability that an employee will commit the…… Read More >

Do You Have the Right Insurance for Your Contracting Business?

June 20, 2016

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According to the U.S. Bureau of Labor Statistics, 64 percent of all construction type jobs fall in the specialty trade contractors sector, including plumbing, heating and air conditioning, electrical, and masonry! It takes much more than basic handyman skills to become a skilled tradesman and business owner. But if you are interested in starting or growing a home improvement or general contracting business, there are some business insurance basics that you need to be aware of. Business Insurance Depending on the…… Read More >